The applicant's Social Security Number (USA) Social Insurance Number (CDN) is validated on the
reports that ATS obtains for you, so if the number shown on your rental application is not
valid, you will know. Fraudsters often provide false information that includes wrong date of birth
and misspelling of last name. The SSN & SIN will generally pull up a file even though false
information has been given; this is one way to determine the identity and truthfulness of your
Prospective Tenant.
ATS obtains a full credit report for site inspected members that includes a current and previous address where reported, current & previous employer where reported, liens, collections, civil judgments and bankruptcies. It includes Credit Grantor information which shows account pay habits. The FICO score associated with the credit report is an indicator of a good OR problematic credit history.
A Credit Decision Report is obtained for non-site inspected members that identifies the applicant, rates the credit history and gives a recommendation. 95% of ATS members use this report. This tenant check determines credit worthiness the same as a full credit report.
ATS is a Tenant Screening Service that records & reports pay habits of high & low risk tenants. ATS Members have the ability to add names and associated debt to the ATS database and to the Major Credit Bureaus via the ATS Affiliate that is a Collection Agency.
Without ATS you risk renting to tenants who may be playing the fraud rental game, and have intent to use you as part of their revolving line of credit. The ATS Landlord check list will help you minimize your risk.
Trade your tenant debt for cash and slash your collection costs.
Landlords that want to minimize the risk of renting to bad tenants have a plan that incorporates a due diligence process called tenant screening.
Trade your tenant debt for cash and slash your collection costs.